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Basics of Financial and Credit Management

In this course, you will learn to work out financial statements and analysis through ratios hands down in excel format and take credit decisions as per the bank’s benchmark.

Sudam Ghosh
Sudam Ghosh
Published: Jun 2022
Core
Finance
5 hours 30 minutes
Basics of Financial and Credit Management

Course Overview

Do you find difficulty in understanding banking credit and finance matters? Are you comfortable with Balance Sheet Analysis, Profitability Analysis, Ratio Analysis, DSCR, Working Capital Assessment, Term Loan Appraisal, etc.? If you are a Branch Head or a Credit Officer working in a bank or a finance company, engaged in creating a quality loan portfolio, this course is meant for you. This course will help you to rise in your career. It will help you to understand the fundamentals of credit, legal aspects, and finance-related aspects and also prepare you to work out the financial statements and analyze them, all by yourself. The focus of this course is to clear the concepts and take you to the world of financial statements and their analysis. You will learn to work out financial statements and analysis through ratios hands down in excel format and take credit decisions as per the bank’s benchmark. The Course is a blend of Conceptual and Practical aspects of Credit Management.

Skills You Will Gain

Balance sheet
Credit
Income Statement
Lending

Course Includes

1.6K
STUDENTS*
96.5%
RECOMMEND*

This course includes:

  • 5.5 hours of on-demand video
  • Certificate of completion
  • Direct access/chat with the instructor
  • 100% self-paced online

Learning Outcomes (At the end of this program, you will be able to...)

  • Understanding Banking Risks and Lending Principles.
  • Understanding Due Diligence in Credit.
  • Understanding Feasibility & Viability Study.
  • Understanding the legal aspects of Sole Proprietorship, Partnership Firm & Company.
  • Understanding the Borrowing Powers of a Company.
  • Understanding Financial Statements.
  • Understanding Balance Sheet Structure and its concepts.
  • Understanding Income Statement.
  • Learning how to Analyse Income Statement.
  • Understanding Ratio Analysis and Learning how to Analyse a Financial Statement. Taking decisions by applying bank’s benchmark ratios.
  • Learning Computation of Working Capital Loan by Applying Turnover Method and MPBF Methods by a banker.
  • Understanding Term Loan Characteristics.
  • Understanding DSCR Concept as a whole and applying the bank’s benchmark ratio for decision making.
  • Understanding Break-Even Analysis.
  • Learning how to prepare a Depreciation Schedule.
  • Learning how to calculate Repayment Schedule.
  • Learning how to calculate Insurance Premium.

Prerequisites

  • None

Who Should Attend

  • This course is ideally suited for bankers and finance professionals who want to rise in their career
  • This course is for those individuals who have discovered their weaknesses & gaps in knowledge and skills and wish to overcome them.
  • This course is also suited for students of finance to develop their insights and skills in banking

Curriculum

Explore the comprehensive, hands-on curriculum designed to build your expertise step by step.

Meet Your Expert Instructors

Sudam Ghosh

Sudam Ghosh

VIEW MY CHANNEL

Frequently Asked Questions

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Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.

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*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.