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Consumer, Commercial, Corporate and Government Credit and Risk

This course delves into the nature of lending to all of the various borrowers in the financial markets. It will cover how borrowing and loans are originate to consumers, corporations and governments.

Paul Siegel
Paul Siegel
Published: Oct 2021
Core
Finance
3 hours
Consumer, Commercial, Corporate and Government Credit and Risk

Course Overview

This course delves into the nature of lending to all of the various borrowers in the financial markets.  It will cover how borrowing and loans are originate to consumers, corporations and governments (both federal and municipal). It will also address how loans are structured and priced and how risk of default (non-payment and late payment) is managed by the lender.  This course is intended to provide a solid understanding of loan origination, pricing, credit risk and portfolio management, and as appropriate, syndication and or sale of the loan. This includes personal loans, auto loans, mortgage loans, student loans, corporate loans, corporate bonds, federal government bond and municipal bonds. We will also address the role of various credit rating agencies that assess the risk of the loan to various parties, as well as the pricing (that is the cost, or interest rate) of the loan or debt.  This course is intended to provide a fundamental understanding of credit in the US. How it is obtained, how credit is used, and how banks and financial institutions manage, sell-off and securitize credit in the market to their parties.

Skills You Will Gain

Commercial
Consumer
Corporate
Corporate Bonds
Corporate Loans
Credit Risk
Mortgage Loans
Student Loans

Course Includes

1.5K
STUDENTS*
94%
RECOMMEND*

This course includes:

  • 3 hours on-demand video
  • Delivered in interactive format with students
  • Many downloadable resources
  • Certificate of completion

Learning Outcomes (At the end of this program, you will be able to...)

  • Use the key terminology in the various markets for credit and loans
  • Understand the roles of various parties in the credit and loan markets
  • Discover the major participants in the lending ecosystem by product type
    Step through the processes for originating, structuring and pricing consumer, corporate and government loans and debt
  • Differentiate between the multiple types of debts and risks involved in each
  • Describe the role of third-party credit agencies, and others that assess the risk of a loan, and how that influences the pricing (interest rate) of that loan
  • Explain how financial institutions manage, control and mitigate (or assume) risk in a lending (credit) transaction

Prerequisites

  • None other than the desire and commitment to learn and participate in this course.

Who Should Attend

  • Anyone interested in understanding what banking and financial services organizations do, how they relate to the economy broadly, and the features, functions, and pricing of their products and services

Curriculum

Explore the comprehensive, hands-on curriculum designed to build your expertise step by step.

Meet Your Expert Instructors

Paul Siegel

Paul Siegel

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Frequently Asked Questions

How much do the courses at Starweaver cost?

We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.

Do you offer any certifications upon completion of a course at Starweaver?

Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.

Does Starweaver offer any free courses or trials?

No, we don't offer any free courses, but we do offer 5-day trial only on our subscriptions-based plans.

Are Starweaver's courses designed for beginners or advanced students?

Our course is designed with three levels to cater to your learning needs - Core, Intermediate, and Advanced. You can choose the level that best suits your knowledge and skillset to enhance your learning experience.

What payment options are available for Starweaver courses?

We accept various payment methods such as major credit cards, PayPal, wire transfer, and company purchase orders. For more information related to payments contact customer support.

Do you offer refunds?

Yes, we do offer a 100% refund guarantee for our courses within a specified time frame. If you are not satisfied with the course, contact our customer support team to request a refund with your order details. Some restrictions may apply.

*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.