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  3. Financial Analysis - A Conceptual & Practical Approach

Financial Analysis - A Conceptual & Practical Approach

This course will help you develop the concepts and provide you with hands-on knowledge on how to work out the various calculations in an excel sheet.

Sudam Ghosh
Sudam Ghosh
Finance | core | 2 hours 30 minutes |   Published: Jun 2022
In partnership with:  Coursera

    Discussions

Overview

1.7KSTUDENTS*
96.2%RECOMMEND*

This course includes:

  • 2.5 hours of on-demand video
  • Certificate of completion
  • Direct access/chat with the instructor
  • 100% self-paced online
Do you find difficulty in understanding the basic concepts of Finance? Are you comfortable with Balance Sheet Analysis, Profitability Analysis, Ratio Analysis, DSCR, the concept of Working Capital and Break Even? This course will help you develop the concepts and provide you with hands-on knowledge on how to work out the various calculations in an excel sheet.  The Course is divided into 7 Modules with several lectures in each of them. The 1st Module deals with Financial Statements and contains 1 lecture. Here you will learn the meaning of financial statements and their types. The 2nd Module deals with Balance Sheet Concepts containing 3 lectures. You will learn with examples the Balance Sheet Structure and its interrelationships, the calculation of Reserves & Surplus, the Concept of Depreciation and its calculation, the concept of Gross Block & Net Block, and the concepts of Intangible Assets, Investments, and Current Assets. The 3rd Module deals with Income statements in detail and its analysis with examples and case studies in 2 lectures. The 4th Module deals with Operating Cycle in detail containing 1 lecture. The 5th Module deals with Ratio Analysis and its Interpretation in 7 lectures. Here, you will learn about the Ratios in general and Liquidity Ratios, Solvency Ratios, Turnover Ratios, and Profitability Ratios with hands-on work with case studies in excel format. In the end, you will find an interpretation of the Ratios with case studies. The 6th Module deals with other important ratios in 2 lectures e.g. Debt-Service Coverage Ratio and Security Coverage Ratio with examples. Finally, the 7th Module deals with Break Even Concept along with Case Study in excel sheet.

Skills You Will Gain

Balance sheet
Break Even Analysis
Financial Statements
Income Statement

Learning Outcomes (At the end of this program you will be able to)

  • Learn Types of Financial Statements.
  • Learn Balance Sheet Structure and its concepts with case studies.
  • Learn Income Statement and how to Analyze Income Statement in excel sheet.
  • Learn 20 Ratios and their Interpretation in an excel sheet.
  • Learning about standard benchmark ratios applicable in banks.
  • Understanding DSCR Concept with a case study for Term Loans & Security Coverage Ratio along with standard benchmark ratios in banks.
  • Learn Break Even Analysis with a case study in excel sheet.

Prerequisites

  • None

Who Should Attend

  • This course is ideally suited for those preparing for competitive exams, students of commerce, finance, bankers, lawyers, entrepreneurs, small investors, and others who have a passion for the subject.
  • This course is for those individuals who have discovered their weaknesses & gaps in knowledge and skills and wish to overcome them

Curriculum

Instructors

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*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.
Sudam Ghosh

Sudam Ghosh

Sudam Ghosh is an experienced educator and financial expert, bringing over three decades of professional expertise to his role as an instructor. His career began in the banking sector, where he served for 36 years with United Bank of India, progressing from Credit Officer to Chief Manager and Faculty. During his tenure, he managed large branches, led training initiatives, and conducted workshops for senior bank executives, gaining deep insights into credit management, finance, and risk management.

This rich professional background has significantly shaped his teaching philosophy. Sudam is committed to delivering comprehensive, real-world education across a variety of platforms. He has developed and taught numerous courses on finance, banking, risk management, and even psychotherapies, emphasizing the integration of theoretical concepts with practical applications.

As an instructor on platforms such as Udemy, Alison, BitDegree, and Skill Success, Sudam has reached a diverse global audience. His teaching is known for its clarity, depth, and immediate applicability. In addition to his instructional work, he is the founder of Zenith Academics, where he provides consulting services and creates specialized online courses tailored to industry and learner needs.

Sudam’s mission is to empower professionals with actionable insights that can be directly applied in the workplace. Through his detailed courses on banking practices, financial planning, and risk mitigation, he strives to make complex financial topics engaging, accessible, and impactful for learners at every stage of their careers.

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1Module 1 - Understanding Financial Statements
2Module 2 - Understanding Balance Sheet
3Module 3 - Income Statement
4Module 4 - Operating Cycle
5Module 5 - Ratio Analysis & Interpretation
6Module 6 - Other Ratios
7Module 7 - Break Even Study

Segment - 08 - Working Capital Cycle

Segment - 06 - What is Income Statement?

Segment - 07 - Analysis of Income Statement

Segment - 03 - Balance Sheet Structure & Liabilities

Segment - 04 - Fixed Assets

Segment - 05 - Investments, Intangibles & Current Assets

Segment - 01 - Course Outline

Segment - 02 - What are Financial Statements?

Segment - 09 - Introduction to Ratios

Segment - 10 - Liquidity Ratios

Segment - 11 - Practical Work Out with Liquidity Ratios

Segment - 12 - Solvency Ratios

Segment - 13 - Turnover Ratios

Segment - 14 - Profitability Ratios

Segment - 15 - Interpretation of Ratios

Segment - 16 - Debt Service Coverage Ratio

Segment - 17 - Security Coverage Ratio

Segment - 18 - Break Even Analysis

Segment - 19 - Break Even Case Study