starweaver-logo
LOG INGET STARTED
LOG INGET STARTED
  • Browse
  • Doing

  • On Air
  • Channels
  • Career Paths
  • LEARNING

  • Courses
  • Certifications
  • Journeys
  • Test Prep
  • CONNECTING

  • How It Works
  • Community
  • Techbytes
  • Podcasts
  • Leaderboards
  • SUPPORT

  • Support & FAQs
  • Starweaver for Business
  • Starweaver for Campus
  • Teach with Starweaver
footer-brand-logo
  • COMPANY
  • About Us
  • Support and Knowledge Base
  • Policies & Terms
  • Contact
  • CONTENT
  • Courses
  • Certifications
  • Journeys
  • Test Prep
  • Meet the Gurus
  • Techbytes
  • FOR ORGANIZATIONS
  • Starweaver for Business
  • Starweaver for Campus
  • Catalogue
  • Pricing
  • Private Classes
  • PARTNER WITH US
  • Instructors & Teachers
  • Books, Writing & Publishing
  • FOLLOW US
    • facebook
    • twitter
    • linkedin
    • pinterest
    • instagram
    • youtube
Our trademarks include Starweaver®, Make genius happen™, Education you can bank on®, People are your most important assets!®, Body of Knowledge™, StarLabs™, LiveLabs™, Journeys™
© Starweaver Group, Inc. All Rights Reserved.
  1. Courses
  2. >
  3. Fundamentals of Credit Analysis

Fundamentals of Credit Analysis

This foundational course is focused on understanding and evaluating credit quality in corporate issuers. It examines the methods that analysts can use to determine credit quality as it relates to debt issues.

Doug Williamson
Doug Williamson
Finance | core | 1 hour 30 minutes |   Published: Oct 2023
In partnership with:  Coursera

    Discussions

Overview

1KSTUDENTS*
96%RECOMMEND*

This course includes:

  • 1.5 hours of on-demand video  
  • Certificate of completion  
  • Direct access/chat with the instructor 
  • 100% self-paced online 

This foundational course is focused on understanding and evaluating credit quality in corporate issuers. It  examines the methods that analysts can use to determine credit quality as it relates to debt issues. In particular, we examine what credit risk is, how to use credit ratings in evaluating borrowers, the 4 Cs of traditional credit analysis, and the ratios and financial analysis metrics that analysts draw on to evaluate credit risk and pricing in bonds.  The content is designed and delivered by a financial industry practitioner with extensive practical understanding of the investment markets.  Each program is rigorous, including two practice questions per lesson, and a final, graded assessment of 20 questions involving all lessons and sections.

Skills You Will Gain

Account Management
Accounting
Corporate Finance
Credit
Credit Analysis
Credit Fundamentals
Credit Risk
Finance

Learning Outcomes (At the end of this program you will be able to)

The learning outcomes of a course on the fundamentals of credit analysis typically include:

  1. Understanding the key principles and concepts of credit analysis.
  2. Analyzing financial statements to assess a borrower’s creditworthiness.
  3. Evaluating the risk factors associated with lending and credit.
  4. Identifying different types of credit instruments and their characteristics.
  5. Applying various credit risk assessment tools and models.
  6. Assessing the impact of economic and industry factors on credit risk.
  7. Developing the ability to make informed credit decisions.
  8. Recognizing the importance of credit risk management in financial institutions.
  9. Understanding the regulatory framework and compliance requirements in credit analysis.
  10. Applying critical thinking and problem-solving skills in credit analysis scenarios.

Prerequisites

No prior knowledge is expected or required.

Who Should Attend

  1. Financial Analysts
  2. Credit Analysts
  3. Risk Managers
  4. Loan Officers
  5. Finance and Accounting Students

Curriculum

Instructors

Frequently Asked Questions

How much do the courses at Starweaver cost?

We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.

Do you offer any certifications upon completion of a course at Starweaver?

Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.

Does Starweaver offer any free courses or trials?

No, we don't offer any free courses, but we do offer 5-day trial only on our subscriptions-based plans.

Are Starweaver's courses designed for beginners or advanced students?

Our course is designed with three levels to cater to your learning needs - Core, Intermediate, and Advanced. You can choose the level that best suits your knowledge and skillset to enhance your learning experience.

What payment options are available for Starweaver courses?

We accept various payment methods such as major credit cards, PayPal, wire transfer, and company purchase orders. For more information related to payments contact customer support.

Do you offer refunds?

Yes, we do offer a 100% refund guarantee for our courses within a specified time frame. If you are not satisfied with the course, contact our customer support team to request a refund with your order details. Some restrictions may apply.

*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.
1Module 0 - Credit Risk and Bond Pricing
2Module 1 - The Four Cs Of Credit Analysis
3Module 2 - Financial Statements Evaluation
4Module 3 - Financial Ratio Analysis
5Module 4 - Credit Ratings
Doug Williamson

Doug Williamson

Doug Williamson is an experienced Course Director at the University of Cambridge, specializing in financial education. With over five years of experience in this role, he has successfully led a range of eLearning programs, including the highly acclaimed Foundations of Finance course on edX, which has attracted over 80,000 satisfied learners worldwide. Doug’s expertise lies in making complex financial concepts accessible, a skill frequently praised by industry professionals and learners alike.

In addition to his work at Cambridge, Doug has a strong background in one-on-one and small group tutoring, mentoring learners both privately and through respected institutions such as the Association of Corporate Treasurers. His dedication to clear, effective teaching has made him a trusted figure in the financial education space.

Doug is also an active mentor and trainer for Toastmasters International, where he delivers programs focused on public speaking, communication, and leadership development. This role reflects his broader commitment to personal and professional growth, helping individuals build confidence and apply their skills with lasting impact.

His consultancy work with organizations like Starweaver and the Association of Corporate Treasurers further highlights his influence in the finance sector. Doug brings a wealth of experience in executive finance mentoring and coaching across diverse industries, including banking, energy, and professional services. Whether mentoring senior executives or delivering core sessions at Cambridge Judge Business School, his practical, results-driven approach is tailored to meet the unique needs of his audience.

Through his unwavering dedication to excellence, innovation, and learner empowerment, Doug Williamson continues to inspire and elevate the field of financial education on a global scale.

VIEW MY CHANNEL

Segment 10 - Sustainable cash flows

Segment 11 - Profits and losses

Segment 12 - Liabilities

Segment 13 - Assets

Segment 14 - Cover ratios

Segment 15 - Profitability

Segment 16 - Leverage

Segment 17 - Laon to Value

Segment 1 - Introduction to the course and the instructor

Segment 2 - Investment risk

Segment 3 - Credit risk

Segment 4 - Investors, borrowers, issuers & bonds

Segment 5 - Bond pricing

Segment 6 - Capacity

Segment 7 - Collateral

Segment 8 - Covenants

Segment 9 - Character

Segment 18 - Credit rating agencies

Segment 19 - Ratings scales and default

Segment 20 - Investment and non-investment grade issues

Segment 21 - Probability of Default and Loss Given Default

Segment 22 - Conclusions and Takeways