U.S. Residential Real Estate & Mortgage Business

A comprehensive US residential real estate & mortgage analysis. Covering all aspects of the industry.

Russ Faulkner

Finance | advanced | 6 hours 35 minutes | Published: Mar 2019

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Overview

2.6KSTUDENTS^*

96.6%RECOMMEND^*

This course includes:

7+ hours of on-demand video
3+ modules
Core level
Direct access/chat with the instructor
100% self-paced online
Many downloadable resources
Shareable certificate of completion

In this course, we will cover everything you need to know to be knowledgeable about residential mortgages in the United States. We will look at the important players/departments in the space as well as key terminology that you need to know. We will spend some time un-packaging the consumer buying cycle and examine the life cycle of the mortgage. In addition, we will spend some time examining what goes into originating, servicing and valuing a mortgage by examining the metrics that make up the loan process. We will examine the tools that help a company make a sound credit worthiness decision, by exploring the credit report and the real estate appraisal. Finally, we will demystify the securitization process by looking at the process of mortgage securitization and its benefits. The makeup of the course is as follows, containing nearly 30 modules over 3 sections:

U.S. Residential Mortgage Business and Process Fundamentals
U.S. Residential Mortgage Analysis: Bringing It All Together
Loan Management, Servicing and Securitization

This course's contents consists of a video introductions for each section, outlining the key elements to be covered, followed by each module, consisting of a narrated presentation.

Skills You Will Gain

Loan Management

U.S. Residential Mortgage Analysis

U.S. Residential Mortgage Business

Learning Outcomes (At the end of this program you will be able to)

Explain why people use mortgages today
List and discuss property types, and demonstrate the risks of each]
Identify key mortgage types and describe the audience and markets for each
Describe the importance of mortgage loans and conditions, and their meanings
Demonstrate the math behind mortgage pricing
Appreciate the size and scope of the U.S. residential mortgage market
Describe the key players in the mortgage industry, the functions and roles they have, and identify the phases of the mortgage life cycle
Discuss risk and rewards of originating, servicing and securitizing mortgages
Explain the mortgage life cycle from both the consumer’s and the lender’s POV
Identify current and historical mortgage regulation
Review financial distress in mortgage, including early warning signs, foreclosure alternatives, and loss mitigation strategies
Discuss consumer mortgage lending, borrower income analysis, and how to read and understand credit history and reports
Present information about mortgage metrics and be able to provide an overview of loan approvals and rejections
Explain appraisal and asset valuation, and details of the appraisal process and walkthrough
Understand titling and insurance; titling requirements and issues
Describe loan servicing and servicing regulations
Define securitization
Learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor
Understand the entire MBS cycle, and rating agency involvement

Prerequisites

Knowledge of the English language.
Participants are expected to have basic math knowledge coming into this course.
A financial calculator is recommended to get the most out of this course.

Who Should Attend

All levels of audience are encouraged to participate in this course.

Curriculum

Instructors

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^*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.