U.S. Residential Real Estate & Mortgage Business
A comprehensive US residential real estate & mortgage analysis. Covering all aspects of the industry.
Overview
This course includes:
- 7+ hours of on-demand video
- 3+ modules
- Core level
- Direct access/chat with the instructor
- 100% self-paced online
- Many downloadable resources
- Shareable certificate of completion
In this course, we will cover everything you need to know to be knowledgeable about residential mortgages in the United States. We will look at the important players/departments in the space as well as key terminology that you need to know. We will spend some time un-packaging the consumer buying cycle and examine the life cycle of the mortgage. In addition, we will spend some time examining what goes into originating, servicing and valuing a mortgage by examining the metrics that make up the loan process. We will examine the tools that help a company make a sound credit worthiness decision, by exploring the credit report and the real estate appraisal. Finally, we will demystify the securitization process by looking at the process of mortgage securitization and its benefits. The makeup of the course is as follows, containing nearly 30 modules over 3 sections:
- U.S. Residential Mortgage Business and Process Fundamentals
- U.S. Residential Mortgage Analysis: Bringing It All Together
- Loan Management, Servicing and Securitization
This course's contents consists of a video introductions for each section, outlining the key elements to be covered, followed by each module, consisting of a narrated presentation.
Skills You Will Gain
Learning Outcomes (At the end of this program you will be able to)
- Explain why people use mortgages today
- List and discuss property types, and demonstrate the risks of each]
- Identify key mortgage types and describe the audience and markets for each
- Describe the importance of mortgage loans and conditions, and their meanings
- Demonstrate the math behind mortgage pricing
- Appreciate the size and scope of the U.S. residential mortgage market
- Describe the key players in the mortgage industry, the functions and roles they have, and identify the phases of the mortgage life cycle
- Discuss risk and rewards of originating, servicing and securitizing mortgages
- Explain the mortgage life cycle from both the consumer’s and the lender’s POV
- Identify current and historical mortgage regulation
- Review financial distress in mortgage, including early warning signs, foreclosure alternatives, and loss mitigation strategies
- Discuss consumer mortgage lending, borrower income analysis, and how to read and understand credit history and reports
- Present information about mortgage metrics and be able to provide an overview of loan approvals and rejections
- Explain appraisal and asset valuation, and details of the appraisal process and walkthrough
- Understand titling and insurance; titling requirements and issues
- Describe loan servicing and servicing regulations
- Define securitization
- Learn why financial institutions securitize mortgages, and advantages and disadvantages of securitization to the issuer and investor
- Understand the entire MBS cycle, and rating agency involvement
Prerequisites
- Knowledge of the English language.
- Participants are expected to have basic math knowledge coming into this course.
- A financial calculator is recommended to get the most out of this course.
Who Should Attend
- All levels of audience are encouraged to participate in this course.
Curriculum
Instructors
Frequently Asked Questions
How much do the courses at Starweaver cost?
We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.
Do you offer any certifications upon completion of a course at Starweaver?
Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.
Does Starweaver offer any free courses or trials?
No, we don't offer any free courses, but we do offer 5-day trial only on our subscriptions-based plans.
Are Starweaver's courses designed for beginners or advanced students?
Our course is designed with three levels to cater to your learning needs - Core, Intermediate, and Advanced. You can choose the level that best suits your knowledge and skillset to enhance your learning experience.
What payment options are available for Starweaver courses?
We accept various payment methods such as major credit cards, PayPal, wire transfer, and company purchase orders. For more information related to payments contact customer support.
Do you offer refunds?
Yes, we do offer a 100% refund guarantee for our courses within a specified time frame. If you are not satisfied with the course, contact our customer support team to request a refund with your order details. Some restrictions may apply.
