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  1. Courses
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  3. Credit Risk Analysis and Underwriting

Credit Risk Analysis and Underwriting

Master corporate credit risk analysis with a structured framework. Learn to assess business and financial risks, management quality, and mitigation factors to form defendable credit opinions through real-world case studies.

Simon Green
Simon Green
Business | intermediate | 5 hours 30 minutes |   Published: Jun 2025

    Discussions

Overview

1KSTUDENTS*
98.59RECOMMEND*
  • 5 hours 30 minutes of on-demand video  
  • Certificate of completion  
  • Direct access/chat with the instructor 
  • 100% self-paced online 

This course equips professionals with the tools and skills necessary to navigate the complex world of corporate credit risk analysis and underwriting. Participants will learn how to develop a structured risk analysis framework, evaluate business and financial risks, and apply analytical techniques to make informed credit decisions. Through real-world case studies, the course covers key areas such as risk identification, business and financial risk analysis, management assessment, and liquidity evaluation. By the end, learners will be able to form defendable credit opinions, assess corporate creditworthiness, and confidently set underwriting limits.

Skills You Will Gain

Business Risk
Balance sheet
Credit Analysis
Cash flow
AI Security

Learning Outcomes (At the end of this program you will be able to)

  • Construct a structured framework for conducting comprehensive corporate credit analysis. 
  • Evaluate a corporate’s business and financial risks to identify potential vulnerabilities. 
  • Assess the quality and effectiveness of a corporate’s management using objective criteria. 
  • Formulate a credit rating by determining a corporate’s probability of default and synthesising conclusions about its overall creditworthiness. 

Prerequisites

A solid familiarity with the structure and format of financial statements is essential, along with a strong knowledge of the contents and structure of a typical set of audited accounts. Additionally, an understanding of the basic mechanics of accounting and recording financial transactions is required to effectively analyze and interpret financial data.

Who Should Attend

This course is suitable for graduate entrants in financial institutions as part of their core competency training, as well as corporate credit and risk analysts, credit controllers, and credit underwriters. It is also ideal for relationship managers who need a fundamental understanding of the credit strengths and needs of their existing and potential clients, along with investment analysts seeking to enhance their expertise in credit risk analysis.

Curriculum

Instructors

Frequently Asked Questions

How much do the courses at Starweaver cost?

We offer flexible payment options to make learning accessible for everyone. With our Pay-As-You-Go plan, you can pay for each course individually. Alternatively, our Subscription-Based plan provides you with unlimited access to all courses for a monthly or yearly fee.

Do you offer any certifications upon completion of a course at Starweaver?

Yes, we do offer a certification upon completion of our course to showcase your newly acquired skills and expertise.

Does Starweaver offer any free courses or trials?

No, we don't offer any free courses, but we do offer 5-day trial only on our subscriptions-based plans.

Are Starweaver's courses designed for beginners or advanced students?

Our course is designed with three levels to cater to your learning needs - Core, Intermediate, and Advanced. You can choose the level that best suits your knowledge and skillset to enhance your learning experience.

What payment options are available for Starweaver courses?

We accept various payment methods such as major credit cards, PayPal, wire transfer, and company purchase orders. For more information related to payments contact customer support.

Do you offer refunds?

Yes, we do offer a 100% refund guarantee for our courses within a specified time frame. If you are not satisfied with the course, contact our customer support team to request a refund with your order details. Some restrictions may apply.

*Where courses have been offered multiple times, the “# Students” includes all students who have enrolled. The “%Recommended” shown is also based on this data.
1Module 1: Introduction
2Module 2: Credit Risk Analysis Fundamentals
3Module 3: Financial Risk Analysis Part 1 – Profit & Loss Account and Balance Sheet
4Module 4: Financial Risk Analysis Part 2 - Ratio Analysis, Cash Flow & Liquidity
5Module 5: Management Assessment, Liquidity and Credit Mitigation
6Module 6: Wrap-Up and Capstone

Segment 02: Risk Analysis Framework

Segment 03: Risk Identification

Segment 04: Business Risk Analysis 1-

Segment 01: Welcome and Course Goals

Segment 09: The Use of Ratios and Key Sales _ Profitability Ratios

Segment 10: Key Sales _ Profitability Ratios

Segment 11: Balance Sheet Liquidity_ Efficiency and Solvency Ratios

Segment 12: The Cash Flow Statement

Segment 05: Analysing Sales

Segment 06: Analysing Costs _ OCI

Segment 07: Analysing the Asset Side of the Balance Sheet -

Segment 08: Analysing the Liability and Capital Parts of the Balance Sheet -

Simon Green

Simon Green

Simon has an extensive background in corporate banking, with 15 years of experience holding senior positions at major financial institutions. His responsibilities spanned credit and risk analysis, credit policy formulation, business development, relationship management, and corporate recoveries.

For the past 28 years, he has worked as a full-time professional training consultant, specializing in the corporate banking sector. His training covers the full spectrum of corporate banking activities, with a particular focus on corporate credit analysis and bank credit analysis. He has worked with a diverse range of clients, including universal banks, domestic banks, credit rating agencies, credit insurers, export finance companies, and bank regulatory authorities. His global experience includes delivering training programs across Europe, MENA, Australasia, and North and South America.

In the academic sector, Simon has contributed to professional training programs, including the Chartered Institute of Bankers Professional Examinations, the Association of Corporate Treasurers, and various university programs such as the University of Wales MBA Programme and the University of Glamorgan MSc in International Banking and Finance. He has also served as an External Assessor for the Cardiff University MBA Programme.

Since 2012, Simon has been a Trustee of Adferiad Recovery, the largest addiction and mental health charity in Wales, further demonstrating his commitment to social impact and community support.

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Segment 13: The Critical Importance of Management _ the Management Evaluation Tool

Segment 14: Structural Mitigation

Segment 15: Liquidity Assessment

Segment 16: Course wrap up video